Every time mortgage rates dip slightly, there are borrowers who rush to refinance. The latest “wave,” if you could call it that, came last winter, when the average loan rate slipped close to 6%. That brought more than 1 in…
Your house is priced right, yet it’s still not selling. What to do? Yours is a dilemma faced by thousands of sellers. Cutting your asking price is the last thing you want to do — and it’s also the last…
(NOTE: This is the first in a two-part series.) Incentives have become a normal part of the homebuying experience, particularly with new construction. They’ve become so ubiquitous that builders have had to become ever more creative to set themselves apart…
For years, small-time investors could gain the same kind of favorable financing available to buyers who planned to live in their homes. Lately, though, many mom-and-pop tycoons are turning to different kinds of funding. The same loans that make homeownership…
A new rule regarding listing houses for sale allows sellers to opt out of placing their homes into their local multiple listing service, the idea being to give their agents extra time to peddle the place within their own companies…
The allure of selling your home on your own, without hiring a real estate professional, is indeed a tempting one. After all, who doesn’t want to put thousands of dollars more into their pockets by foregoing that hefty 5% to…
Which would you rather pay a real estate agent to help you sell your $450,000 house: a 6% sales commission or $27,000 They’re exactly the same amounts, of course. But 27 grand sounds like a lot more than 6%, doesn’t…
In the market for a newly constructed house? You might want to hurry. Soon, new homes are likely to cost more and take longer to build. The reason: the Trump administration’s initiatives on tariffs and immigration. While the president has…
Attaching a check to the offer on a house you hope to purchase is the right way to signal your intentions to the seller. The larger the check, the more serious the buyer. But putting up earnest money is not…
It’s not an everyday occurrence. But once in a while, a homebuilder abruptly shuts down, leaving customers holding the proverbial bag. At the height of the Great Recession, for example, dozens of homebuilders suffered adverse changes that affected their buyers,…
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